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A European direct debit can be used both nationally and internationally between countries in the SEPA zone.
You can use a direct debit for repeated payments (= a recurrent direct debit; e.g. monthly or quarterly) and for a single payment (= a single collection).
The direct debit mandates are managed by the creditor (not by the bank).
There are various measures to protect consumers who use direct debits:
If you use direct debits to make payments, you do not have to do anything. Your supplier will do all the necessary. If you would like some help to set this up, please contact your bank.
If you use direct debits to collect payments, you have to take the necessary steps yourself:
Companies that need more information are advised to contact their bank directly.