Archive publications

 

Sustainable banking

Wo.Men in Finance annual report 2023

In 2022, we are witnessing a positive evolution in terms of gender equality at all management levels for the first time. Women now represent 46.5% of middle management, 32.2% of senior management, 25.4% of executive committees, and 26.9% of boards of directors, according to the new annual report from Wo.Men in Finance Belgium. The report also provides an overview of all initiatives and tracks the evolution of diversity at all levels in the financial sector in 2022.

 

Digitalization & innovation

Payment transactions in Belgium and Europe

Inflation is the scourge of Europe. If we look at food, energy costs, telecommunications and more, we see that prices are soaring everywhere, not only in Belgium but also in neighbouring countries. But what about the charges that consumers and retailers pay to participate in payment transactions? Are prices getting out of control? Or do Belgian banks offer a proper price-quality ratio? In the interests of transparency, the Belgian banking sector commissioned KPMG to conduct a comparative study of the cost of payments for consumers and retailers in Belgium and seven other countries, including neighbouring countries.

 

Supervision & policy

Political memorandum: The financial sector, a partner for the future (short version)

In this memorandum (short version), Febelfin makes a number of proposals for concrete and necessary cooperation between the Belgian financial sector and the various levels of government in Belgium.

 

Supervision & policy

Political memorandum: The financial sector, a partner for the future

More than ever, the public and private sectors must work together for a sustainable future. In this memorandum, Febelfin makes a number of proposals for concrete and necessary cooperation between the Belgian financial sector and the various levels of government in Belgium.

 

Supervision & policy

Retail Investement Strategy (RIS)

In May 2023, the Commission proposed the Retail Investment Strategy. With this proposal, EU lawmakers aim to improve retail investor participation in capital markets while safeguarding the highest levels of consumer protection. The Belgian financial industry is a strong supporter of these goals and has given its feedback on the proposal. Febelfin believes that the expertise of the Belgian financial industry can support lawmakers in developing well-balanced and effective measures to achieve these goals.

 

Fraud & security

Financial fraud and businesses: how to prevent and recognize fraud

Nowadays, there are various types of fraud that are aimed in particular at companies and that can potentially lead to major financial losses (CEO fraud, invoice fraud, phishing,..) We explain how fraudsters try to mislead you and how you can harm yourself, your employees and protect your company against these types of fraud.

 

Supervision & policy

Banking: a complex system that needs nuance instead of populism

The debate on the minimum interest rate on savings accounts has dominated the public and political debate for several days now. Understandable, everyone would like to receive a little more interest on their savings. This would be a nice bonus, especially in a period of high inflation in which life has become more expensive. Read the opinion of Karel Baert, CEO of Febelfin.

 

Supervision & policy

Tax reform, a missed opportunity?

An opinion of Karel Baert, CEO of Febelfin and Geert Gielens, Director Economic and Strategic Affairs at Febelfin on tax reforms and additional levies for the financial sector.

 

Supervision & policy

Bundled sales: position of the financial sector

In response to a preliminary draft law, various forums published articles and positions on the “bundled sale”. In this document you will find the vision of the banking sector.

 

Digitalization & innovation

Banking standards for internet banking for businesses

In this article you will find the Febelfin standards for internet banking for businesses.

 

Supervision & policy

Belgium at the helm: Financial recommendations for the Belgian presidency in 2024

In the run-up to 2024, Febelfin is publishing its recommendations for the Belgian presidency. With this document, the financial sector hopes to make its priorities known, and share its knowledge around specific technical files. Moreover, we submit some suggestions to raise the quality of European legislation.

 

Working in the financial sector

Memberlist Febelfin

Febelfin represents approximately 245 financial institutions in Belgium. In this list you will find all members.

 

Working in the financial sector

Klanten met een beperking ontvangen

Febelfin has put together a brochure to welcome disabled clients as effectively as possible and to guide bank employees in this regard. The gathered information takes into account shared practical experiences.

 

Working in the financial sector

Febelfin annual report 2022

Febelfin represents the financial sector. But what exactly does that mean? What did Febelfin achieve in 2022 and what are the current projects? You can read this in our concise but complete annual report with the actions and highlights of the past year.

 

Sustainable banking

Sustainability report 2022

Febelfin has been working on sustainability in the broadest sense of the word for a long time. Read how we can make a sustainable contribution through our core activities.