Febelfin Valuation Template

The rules imposed on banks by regulators and the European Commission regarding the valuation and monitoring of financed real estate have recently increased exponentially. As a result, reporting requirements and expectations are being systematically adjusted by these institutions, and European expectations as a result of the "Green Deal" are very high.

As a result, it is no longer enough to know the market value of the property financed, but in addition, environmental aspects are being asked to be included in the assessment of the property, making elements such as the EPC, flood risks, etc. increasingly important.

Obviously, the role of the property appraiser is crucial here. Most of the parameters to be monitored are already reflected in the appraisal reports.

In order to map the capturing of essential data in a structured and uniform manner, regardless of which bank the appraisal report is requested or intended for, a model has been developed within Febelfin: the Febelfin Valuation Template (FVT).

The FVT is used by banks as a mandatory standard.

For now, the FVT has the layout of an excel file but may eventually evolve into a more sophisticated format.