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Fraudsters are becoming increasingly inventive in their attempts to trick users of digital applications with fraudulent requests, including via the itsme® app. This is why Febelfin and Belgian Mobile ID (the company behind the itsme® app) are joining forces to raise public awareness about an increase in scams based on psychological manipulation of victims. This phenomenon is also known as "social engineering."
While the summer period usually is a time for relaxation and disconnection for many, fraudsters remain very active. More and more people are falling victim to online fraud, where they are manipulated and pressured into confirming an action, they did not initiate themselves. That is why Febelfin and itsme® are focusing on awareness, so everyone can head into the summer holidays well-informed.
Fraudsters use social engineering techniques, impersonating banks, public services, or even Card Stop. The scenario is often as follows:
A fake message or call refers to an urgent situation: suspicious activity, an account to secure, a transaction to block, a refund to confirm, etc.
The victim is then prompted to open the itsme® app and approve the triggered action to, for example, "secure their account" or "block a transaction".
However, the reason given by the fraudster to justify their action does not match the description of the transaction in itsme®. In reality, the victim is validating a transaction initiated by the fraudster, often a bank transfer.
Examples:
Everything is orchestrated in a credible and urgent manner, preying on stress or exploiting other circumstances such as travel or holidays.
Never approve an action you have not initiated yourself.
If you receive an itsme® request without having initiated it yourself, refuse it immediately.
Don't rush! Read the validation screen carefully. It clearly displays the name of the service, the requested action, and any amounts if applicable. If something seems suspicious, refuse the action.
Be wary of alarming calls or messages: Neither your bank, nor itsme®, nor Card Stop will contact you to resolve an urgent problem by asking you to use itsme®.