Archive publications
2024
Bank & society
The importance of banks for customers and society
This brochure discusses how a bank works, the role of banks in the economy, the issues dealt with by banks, and how they relate to societal challenges. It is primarily an invitation to dialogue. Therefore, the purpose of this brochure is to offer greater insights, create more transparency and show everyone what we do and what drives us.
Supervision & policy
Opinion Geert Gielens: Capital market elephants
In this opinion, Geert Gielens, Chief Economist Febelfin, explains why it is right and absolutely necessary to make the capital markets in Europe work better, together with policies aimed at not only making the whole supply side of the economy work better, but also promoting financial education so that investors also have the necessary knowledge.
Supervision & policy
Febelfin position on the Capital Markets Union
In this paper, the Belgian Financial industry shares its vision on how to achieve stronger European capital markets for the benefit of citizens, companies and Member States alike. The political momentum that we see today – reflected in recent reports and statements - should be leveraged to the greatest possible extent.
Sustainable living: What financing challenges do we face?
The transition to a more sustainable society poses major challenges. To meet climate targets, energy-efficient renovations of Belgian homes are crucial. This will require significant investments. Lending will therefore play an important role, especially because not all households have the means to finance these renovations. Febelfin works on solutions together with the government and stresses the importance of awareness and access to EPC data.
Fraud & security
Phishing and other lurking dangers
From the results of the Febelfin study in collaboration with the research agency Indiville, it appears that cybercriminals sent out a massive number of phishing messages in 2023. How is the population’s knowledge regarding online fraud? What forms of fraud are current, how ‘safe’ do we behave when making online purchases, and do we still give away our codes as easily? Where does the sector focus on? Read all about it in our storytelling.
Sustainable banking
Opinie: 2050 lijkt veraf, maar de financiering van duurzaam wonen en rijden begint nu
Febelfin benadrukt het belang van een open dialoog tussen de overheid en de financiële sector, om aangepaste kredietformules te kunnen ontwikkelen voor gezinnen. In dit opiniestuk legt de Beroepsvereniging van het krediet (BVK) i.s.m. met Embuild, FEBIAC en Febelfin uit welke cruciale maatregelen onmisbaar zijn, met de nadruk op bewustwording en de financiering van deze transitie.
Supervision & policy
Febelfin position on the Late Payment Regulation
The Belgian financial industry welcomes the Late Payment Regulation and supports the goal of the Commission to combat late payments but has, in this respect, some practical remarks concerning the financing of corporates in the EU.
Working in the financial sector
Annual report Febelfin 2023
2023 was yet another year of many social, political and economic challenges, in which Febelfin dedicated itself to contribute to a more sustainable, innovative and inclusive future. Febelfin represents the financial sector. But what does that mean exactly? What did Febelfin achieve in 2023 and what are the ongoing projects? Discover this in our latest annual report.
Digitalization & innovation
Online and offline banking through consumers’ eyes
Online banking use is still on the rise. A fifth of Belgians (22%) say they did digital banking on their computer or through banking apps more often in 2023 than the year before, with the app, in particular, appearing to be overtaking PC use. However, even if physical appointments or cash withdrawals are becoming increasingly rare, the idea of having a bank branch or ATM nearby remains important to a large proportion of Belgians. Find out everything about it in this storytelling brochure.
Digitalization & innovation
Regulations - bank switching service
The bank switching service for consumers covers current accounts and regulated savings accounts. The bank switching service for current accounts is subject to the Economic Law Code (Book VII ‘Payment and Credit Services’ - Title 3 ‘Payment Services’) and to the Regulations drawn up by Belgian credit institutions and containing additional provisions.