Banking sector confirms commitment for access to ATMs
4 November 2025 - 2 min Reading time
Access to cash remains a priority for Febelfin and the entire banking sector. Despite the structural decline in cash usage, ensuring sufficient access to ATMs continues to be an important societal need. The banking sector explicitly commits to guaranteeing this access on an ongoing basis.
In 2023, the banking sector signed a protocol with the government to ensure the accessibility and availability of ATM machines throughout Belgium. This protocol reflects the clear intention of the banks to guarantee access to cash for every citizen – today and in the future.
De sector engThe sector is committed to fully honouring this agreement. The protocol ensures a balanced geographical distribution of cash machines, both in urban and rural areas, with at least one ATM per municipality. In addition, attention is given to providing sufficient facilities for depositing cash, particularly to meet the needs of retailers. Febelfin also supports the proposal, as included in the coalition agreement, to promote the availability of ATMs in retail locations and to amend the Private Security Act accordingly.
An evaluation of the protocol by the federal government is scheduled for early next year. The sector looks forward to this review with confidence and will cooperate constructively. In the meantime, the banking sector remains determined to uphold its commitment, ensuring that access to cash for citizens and retailers is guaranteed now and in the future.
