Financial education more urgent than ever: Klasse Bank / Banque en Classe makes a difference for young people
16 March 2026 - 7 min Reading time
More than 1,100 volunteers committed to strengthening young people’s financial resilience
During Money Week, Klasse Bank / Banque en Classe celebrates its first anniversary. The platform, an initiative of Febelfin, has grown in just one year into the leading reference point for financial education in both Flemish and French‑speaking schools. With an exceptional satisfaction score of 4.8 out of 5, a network of more than 1,127 volunteers, and over 300 guest lessons delivered or scheduled, Klasse Bank / Banque en Classe already reaches 162 schools and more than 3,000 pupils across Belgium.
Assuralia has now also joined the platform. As a result, schools can now — in addition to the existing banking offer — invite an insurance professional to deliver a guest lesson. The insurance sector is expanding the programme with RiskIt!, an interactive quiz that helps pupils gain insight into risks, responsibility and insurance solutions.
“The initiative is a real success”
Karel Baert, CEO of Febelfin: “Financial education only becomes truly powerful when schools, the sector and young people sit around the table together. The fact that more than a thousand professionals are volunteering their time to support young people shows that the initiative is a real success. We are particularly pleased that Assuralia is joining the platform and further strengthening the offer.”
Hein Lanno, CEO of Assuralia: “Joining this wonderful initiative fills us with pride and enthusiasm. Pride, because we can enrich our existing schools offer with a new, dynamic component. Enthusiasm, because of the potential leverage effect for young people’s financial education when we can bring an insurance professional into a classroom somewhere in the country every week. Helping young people approach their first personal experiences with insurance with confidence is a higher goal we are very happy to contribute to.”
In more and more schools
Through Klasse Bank / Banque en Classe, teachers can book a guest lecturer who brings financial or insurance knowledge into the classroom in an interactive way. All teaching materials — videos, exercises, quizzes and workshops — are available free of charge and aligned with curriculum requirements. More and more teachers are using the platform to strengthen young people’s skills in areas such as saving, budgeting, fraud, insurance and financial administration.
The guest lessons are always delivered by professionals from the field: bank employees, insurers, brokers and agents. Thanks to this broad collaboration, the initiative has built a unique, cross‑sector volunteer network.
New: RiskIt!, the insurance quiz for upper secondary education
With Assuralia joining the platform, the offer is expanded with RiskIt!, a quiz that introduces young people to insurance in an accessible way.
Working in small teams, pupils answer 14 questions based on concrete situations drawn from their everyday lives, such as:
- “If I crash my bike into a car on the way to school, who pays for the damage?”
- “Am I allowed to drive my parents’ car as soon as I have my driving licence?”
Starting from each question, the guest lecturer engages the class in discussion and gradually builds understanding around civil liability, responsibility, mobility, risks and types of insurance. Savings insurance is also covered. The quiz lasts a maximum of two lessons and fully aligns with curriculum objectives.
In addition, Assuralia retains its existing digital Schools Package, with modules on insurance, work & entrepreneurship and mobility. These materials remain freely available and form a valuable complement to the new RiskIt! sessions.
Financial worries are increasing: young people particularly vulnerable
The latest figures from the IndiVille survey paint a worrying picture.
More and more Belgians feel the pressure of their financial situation: 42% say they regularly worry about money, a clear increase compared with last year. Among young people, the situation is even more acute. In the 16 to 30 age group, almost half (47%) say they lose sleep over financial concerns — at a stage in life when they are increasingly taking on new financial responsibilities, from their first job to their first fixed expenses.
At the same time, young people appear to be less well equipped to deal with these challenges. Their knowledge of saving, borrowing, insurance and risk management lags behind that of older generations. These are not minor differences, but a structural gap that makes young people more vulnerable to mistakes, misunderstandings or financial pressure.
Experts sometimes refer to this as the “double reality” of this generation: they have to make more financial decisions than ever before, yet feel less confident about them. This makes initiatives such as Klasse Bank not only an educational project, but also a societal lever.
By embedding basic financial knowledge in the classroom and working with recognisable, real‑life situations, Klasse Bank provides young people with the guidance they often lack today. The platform helps them better understand financial choices and face their future with greater confidence — precisely at a time when the figures show that the need is growing.
IndiVille survey commissioned by Febelfin, March 2026
Insights from the guest lessons: interest calculation remains challenging
During the guest lessons, pupils play the Fin Quiz, a clear and engaging tool that tests and strengthens their basic financial knowledge. The results show that interest calculation remains a persistent challenge. The difference between simple and compound interest proves complex for many pupils. The phenomenon of money mules is also still insufficiently understood, and pupils often do not know exactly which information is required when completing a payment request.
Thanks to the interactive explanations and visual examples provided by the guest lecturer, these difficult concepts become clearer and are better retained.
Klasse Bank / Banque en Classe continues to build on strong foundations
With strong partners, high‑quality teaching materials and a rapidly growing volunteer team, Klasse Bank continues to invest in the financial education of young people. In the coming months, the platform will roll out additional workshops and new modules, each developed in collaboration with teachers, experts and professionals from the sector.
One thing is certain: thanks to Klasse Bank / Banque en Classe, young people gain more guidance, more clarity and greater confidence in their financial choices.
