Automatic bank transfer via QR code: a straightforward sector solution

Stay up to date with the latest measures from the financial sector

15 May 2025 - 3 min Reading time

Digital payment solutions are becoming increasingly user-friendly. A new step in this evolution is a simple way for businesses to generate their own QR code to receive payments into their account. Customers scan the QR code using their banking app, after which a bank transfer is automatically generated.

 

How does it work?

 

Businesses can include a QR code on their invoice (or at another stage in their payment process). When the customer scans that code using their banking or payment app, the bank transfer details are automatically filled in. The customer checks the payment details and confirms. This saves time, offers convenience and ensures a uniform standard that is accessible to everyone.

Banks are ready to go

 

Almost all banks in Belgium already support this standard QR code through their mobile apps. For customers, this means: scan, confirm, and you’re done. This makes the payment process faster and more user-friendly for both consumers and businesses.

Extra convenience for customers and businesses

 

This solution is fully aligned with the sector's digitalisation ambitions:

  • customers can initiate their payment effortlessly from their trusted app
  • merchants can offer a modern, barrier-free payment experience
  • invoices are paid faster and more accurately

Stay vigilant: QR codes simplify payment, but verification remains essential

Always advise your customers to check the account number, amount and reference before confirming the payment. This way, both you and your customers can prevent invoice fraud.

Technical guidelines

 

Anyone wishing to integrate the QR code will find all practical and technical information in the implementation