Below are the Febelfin standards for distance banking:
Based on guidelines from the European Payments Council (EPC), Febelfin has published implementation guidelines.
As of 15 November 2026, the use of the structured or “hybrid” address will become mandatory. Unstructured addresses may no longer be used.
These new requirements are described in the Febelfin (Instant) SCT and SDD standards.
Please consult your bank to verify whether these address formats are already supported in the current version. Users are encouraged to prepare for this change in a timely manner.
More information can be found below.
Disclaimer: A later deadline will be decided upon and published at the end of October 2026.