Below are the Febelfin standards for distance banking:
Based on guidelines from the European Payments Council (EPC), Febelfin has published implementation guidelines.
As from 22 November 2026, the use of the structured or ‘hybrid’ address will become mandatory and the unstructured address may no longer be used. These new rules are described in the Febelfin (instant) (S)CT and SDD V2025 standards. Please consult your bank to see whether they support these addresses in the previous version. Users are invited to prepare in time. For more information see EPC guidance document - Provision of Addresses under the EPC Payment Schemes | European Payments Council